⭐UserInfo

UserInfo data structure description.

The UserInfo data structure upholds a unique and consistent format across all target countries and corridors, while necessitating specific mandatory fields and validations for each destination.

Fields description

C2C

C2C fields

Fields	Description
Cdtr.StrdNm.FirstNm	Beneficiary's first name
Cdtr.StrdNm.LastNm	Beneficiary's Last name
Cdtr.Id.PrvtId.Othr.Id	Beneficiary identification number, the format can change depending on the country
Cdtr.Id.PrvtId.Othr.SchmeNm.Cd	Tax id or National Id
Cdtr.CtctDtls.EmailAdr	Beneficiary Email
Cdtr.CtctDtls.PhneNb	Beneficiary phone number, in international Format
Cdtr.PstlAdr.Ctry	ISO Alpha-2 country code
Cdtr.PstlAdr.CtrySubDvsn	Beneficiary country sub division (state, department, province)
Cdtr.PstlAdr.TwnNm	Beneficiary Town name
Cdtr.PstlAdr.AdrLine	Beneficiary Address
Cdtr.PstlAdr.PstCd	Beneficiary postal code
CdtrAcct.Id.Othr.Id	Beneficiary account number, IBAN
CdtrAgt.FinInstnId.BICFI	Bank BIC Code
Dbtr.StrdNm.FirstNm	Sender name
Dbtr.StrdNm.LastNm	Sender lastname
Dbtr.Id.PrvtId.Othr.Id	Sender document number
Dbtr.Id.PrvtId.Othr.SchmeNm.Cd	Sender document Type
Dbtr.Id.PrvtId.DtAndPlcOfBirth.BirthDt	Sender birthdate with this format yyyy-mm-dd
Dbtr.CtctDtls.EmailAdr	Sender Email
Dbtr.CtctDtls.PhneNb	Sender phone number, in international Format
Dbtr.PstlAdr.Ctry	ISO Alpha-2 country code
Dbtr.PstlAdr.CtrySubDvsn	Sender country sub division (state, department, province)
Dbtr.PstlAdr.TwnNm	Sender Town name
Dbtr.PstlAdr.AdrLine	Sender Address
Dbtr.PstlAdr.PstCd	Sender postal code
Dbtr.PstlAdr.AdrTp	Address type
Purp.Prtry	Payment purpose

B2C

JSON structure

"userInfo": {
    "Dbtr": {
      "StrdNm": {
        "FirstNm": "string",
        "LastNm": "string"
      },
      "PstlAdr": {
        "Ctry": "string",
        "CtrySubDvsn": "string",
        "TwnNm": "string",
        "AdrLine": "string",
        "PstCd": "string"
      },
      "Id": {
        "PrvtId": {
          "Othr": {
            "Id": "string",
            "Issr": "string",
            "SchmeNm": {
              "Cd": "ARNU",
              "Prtry": "string"
            }
          },
          "DtAndPlcOfBirth": {
            "BirthDt": "string",
            "CtryOfBirth": "string"
          }
        },
        "OrgId": {
          "Othr": {
            "Id": "string",
            "Issr": "string",
            "SchmeNm": {
              "Cd": "ARNU",
              "Prtry": "string"
            }
          }
        }
      },
      "CtctDtls": {
        "EmailAdr": "string",
        "PhneNb": "string",
        "Othr": "string"
      },
      "Nm": "string"
    },
    "Cdtr": {
      "StrdNm": {
        "FirstNm": "string",
        "LastNm": "string"
      },
      "PstlAdr": {
        "Ctry": "string",
        "CtrySubDvsn": "string",
        "TwnNm": "string",
        "AdrLine": "string",
        "PstCd": "string"
      },
      "Id": {
        "PrvtId": {
          "Othr": {
            "Id": "string",
            "Issr": "string",
            "SchmeNm": {
              "Cd": "ARNU",
              "Prtry": "string"
            }
          },
          "DtAndPlcOfBirth": {
            "BirthDt": "string",
            "CtryOfBirth": "string"
          }
        }
      },
      "CtctDtls": {
        "EmailAdr": "string",
        "PhneNb": "string",
        "Othr": "string"
      }
    },
    "CdtrAgt": {
      "FinInstnId": {
        "BICFI": "string"
      },
      "BrnchId": {
        "Id": "string"
      }
    },
    "CdtrAcct": {
      "Id": {
        "Othr": {
          "Id": "string"
        }
      },
      "Tp": {
        "Cd": "SVGS"
      }
    },
    "Purp": {
      "Prtry": "FAMILY_SUPPORT"
    },
    "InstForCdtrAgt": {
      "InstrInf": "string"
    },
    "PmtId": {
      "TxId": "string"
    },
    "InitgPty": {
      "PstlAdr": {
        "Ctry": "string",
        "CtrySubDvsn": "string",
        "TwnNm": "string",
        "AdrLine": "string",
        "PstCd": "string"
      }
    }
  }

Main structure sections

All field descriptions have been provided previously, but remember to consider these main structural sections.

Section	Description
Dbtr	Sender
Cdtr	Receiver
CdtrAgt	Bank or financial institution
CdtrAcct	Bank account details
Id	Document
PrvtId	Person document
Orgid	Organization document
CtctDtls	Contact details
PstlAdr	Address